legal services
Ryan Law Firm, P.A., is a law firm that assists its clients in dealing with a variety of financial and bankruptcy related matters. The attorneys in this firm have in excess of 30 years of combined experience in the fields of commercial and Bankruptcy Law. As a firm, Ryan Law Firm, P.A., is dedicated to providing timely, competent, compassionate and competitive assistance to those in need.
The firm specializes in individual consumer matters and small to mid-size business reorganizations. We handle all Chapters encompassed by the Bankruptcy Code - Chapter 7, 11, 12 and 13 cases. We represent Debtors, Creditors, Trustees and all other parties in interest involved, in any way, in the bankruptcy process.
In October 2005, Congress made major modifications to the Bankruptcy Laws. However, it is still possible to accomplish almost everything under the new law that was available under the old law. There are still plenty of options available for those seeking bankruptcy debt relief. Among the most important results a bankruptcy filing can accomplish (both under the old and new law) is to assist you with ridding yourself of your unsecured debts and keeping your bill collectors under control.
While it is true that the "new" law makes the process a bit more complicated (and a bit more expensive), the basic right to file bankruptcy, and most of the benefits to be derived from the filing, remain unchanged for most consumers.
The decision to file for bankruptcy protection requires a careful analysis and consideration of a number of factors. You should file for bankruptcy only as a last alternative and only after determining that it is the best way (and time) to deal with your financial problems. Because of a number of potential pitfalls in the new law, it is absolutely essential that potential bankruptcy filers consult with a knowledgeable bankruptcy attorney before starting the process. Extremely negative results may result from inadvertent mistakes. For example, your bankruptcy case may be dismissed because you failed to timely file a required document and you may then be unable to get the full benefit of the bankruptcy case filing. You may also then have to wait an extended amount of time to qualify for the re-filing of your bankruptcy case.
One of the provisions under the "new" law affecting consumer debtors requires those potential debtors to receive credit counseling from an approved agency before being eligible to file for bankruptcy relief. If you are facing a mortgage foreclosure, car repossession, wage attachment or other imminent loss of property, you should contact a knowledgeable bankruptcy attorney immediately. That professional can help you obtain the approved credit counseling in sufficient time for the bankruptcy case to be filed and in time to stop the foreclosure sale or repossession - but only if you act quickly. Do not procrastinate if you are facing imminent legal action.
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Bankruptcy
You have come to the right place! We will give you straight answers to your questions regarding your financial issues and concerns.
If you are troubled by too much credit card debt, late home mortgage and car payments, lawsuits and evictions, tax debts and tax liens, guarantees for debts, auto repossessions and/or are just being harassed by creditors calling at all hours of the day and night, you should talk to us.
We will develop a personalized solution for your financial problems, using the federal and state laws to meet your individual needs. Your initial office visit, to meet with a bankruptcy attorney, is absolutely FREE.